Medicare & Covered California Help for the Central Valley

California's Central Valley is home to one of the most diverse populations in the country — and one of the most underserved when it comes to clear, trustworthy insurance guidance. That's a gap I'm committed to helping close.

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I'm Rebecca Oaxaca, a licensed insurance broker with deep roots in the Central Valley. I help seniors and individuals throughout the region compare Medicare plans, explore Covered California options, and find coverage that truly supports their health and their finances. My consultations are always free, and I'm available by phone or video — wherever you are in the Valley.

Medicare in California

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California offers a diverse Medicare marketplace with plan options that vary by county. Coverage available in Fresno County may differ from Kern or San Joaquin counties. As a licensed California broker, I keep up-to-date on local offerings to help you choose the right plan.

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Dual Eligible Special Needs Plans (D-SNP)

Some Medicare beneficiaries also qualify for California's Medicaid program. When someone qualifies for both, they may be eligible for a D-SNP — a specialized Medicare Advantage plan that coordinates benefits across both programs, often with reduced cost-sharing. I can help you understand your options and point you toward the right resources.
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Communities Served

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Serving California's Central Valley Communities

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Services Available in California

Medicare Advantage Plans (Part C)

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Comprehensive coverage options that combine hospital, medical, and often prescription drug benefits in one plan.

Medicare Supplement Plans (Medigap)

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Policies designed to fill gaps in Original Medicare coverage, helping reduce out-of-pocket expenses.

Prescription Drug Plans (Part D)

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Standalone plans that provide prescription medication coverage tailored to your needs.

Dual Eligible Special Needs Plans (D-SNP)

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Specialized plans for individuals eligible for both Medicare and Medicaid, offering coordinated care.

Covered California — Health Insurance Marketplace

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Access to a range of health insurance options with potential subsidies for eligible residents.

Life Insurance & Hospital Indemnity

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Financial protection products that support you and your family during unexpected health events.

Colonial Life Voluntary Benefits

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Additional benefits including accident, critical illness, and disability coverage to complement your insurance.

California's Health Insurance Counseling and Advocacy Program (HICAP) provides free Medicare counseling to California residents. I'm glad to work alongside HICAP as a resource — and when you're ready to enroll, I'm here to help put the right plan in place.

California Resource: HICAP

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Serving the Central Valley from a distance — but never from a distance in care.
Let's talk. Your consultation is free, and I'm available by phone or video at a time that works for you.

Schedule a Free Appointment or Call (208) 899-5294